> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vapify.agency/llms.txt
> Use this file to discover all available pages before exploring further.

# Stripe

> Reference for the Stripe payment integration that powers client billing.

## Overview

Stripe processes every client payment (subscriptions, per-minute top-ups, and package purchases) and pays out directly to your agency's own Stripe account.

## Connection method

Stripe Connect, set up via OAuth from **Billing & Usage → Get Started**. See [Connect Stripe](/getting-started/connect-stripe) for first-time setup and [Stripe Integration](/billing/stripe-integration) for managing the connection afterward.

## What Stripe handles

* Monthly subscription billing and retries on failed payments
* Balance top-ups and package purchases
* Refunds (Stripe Refund or Account Credit)
* Payout of funds directly to your bank account

## Fees

No Vapify platform fee on payments. Standard Stripe processing fees apply (for US card payments, approximately 2.9% + \$0.30 per transaction; rates vary by country and payment method — see [Stripe's pricing](https://stripe.com/pricing)).

## Related Articles

* [Connect Stripe](/getting-started/connect-stripe): first-time setup
* [Stripe Integration](/billing/stripe-integration): managing, viewing, and disconnecting
* [How Billing Works](/billing/how-billing-works): where Stripe fits in the money flow